Comment Policy

The PennyHarmony comment policy can be summed up as such: be respectful and be informed. Please no comments without reading the content first, and no comments disparaging other users or the site itself. Comments we feel violate these simple rules will be deleted.

Disclosure Statement

The current Federal Trade Commission {FTC}  has developed guidelines regarding endorsements and testimonials in order to protect the public from any intentionally errant or misleading advertising that has been paid for by a group or company. Because our blog is a source of income and will at times incorporate endorsements or testimonials, we feel it is important to disclose the following to you, our readers:

Though the content of our blog is a source of income for us and therefore may be used to promote products, services, or other businesses, we here at PennyHarmony will only choose to promote products/services/businesses that we have used and that we feel our readers will enjoy. Promotional products provided to us by our advertising partners for our review are given to us free of charge with no cost to ourselves, however, this does not ensure anything but a truthful review of the product, should we determine a review is beneficial to our readers. We will not mislead our readers at the sake of free products or services. Our reviews and opinions regarding products or services will always be based on our genuine feelings whether we are partnering with the service provider and/or receiving payment from said partnership. Mentions of associated products/services/businesses within the content of our blog may or may not be noted as an affiliate in every reference.

We will not compromise the well-being of ourselves or our readers and we will work to create interesting, relevant, and helpful content while earning a small profit to compensate us for our time, money spent, and research on the specific content.

Privacy Policy

PennyHarmony may use third-party advertising companies to serve ads when you visit our Web site. These companies may use aggregated information (not including your name, address, email address or telephone number) about your visits to this and other Web sites in order to provide advertisements about goods and services of interest to you. If you would like more information about this practice and to know your choices about not having this information used by these companies please see here.